Member savings

Member Saver

A savings account exclusively for AA Members* with a rate of 0.35% gross/AER variable

0.35%

Gross AER/variable

A variable rate savings account exclusively available to AA Members.*

A variable rate savings account exclusively available to AA Members.*

特点:
  • Rewards your loyalty with an exclusive account available to AA Members only
  • Free withdrawals with no penalties or notice periods
  • Interest paid annually on anniversary of account opening
  • 管理您的积蓄online 24/7
  • Open an account with a minimum deposit of £100
  • Quick and easy online application
  • Flexible saving - regularly or with a lump sum
Getting your money:
  • 无罚款或在线通知期内的免费提款(每天最多50,000英镑)
  • All withdrawals will be sent to your linked bank account
很高兴知道:
  • All deposits must come from your linked bank account
  • Minimum balance of £100 required to remain open. Any withdrawals taking this below £100, the account must be closed.

摘要框and eligibility

Account Name Member Saver – Issue 12
What is the interest rate? Interest rate without bonus 0.35%GROSS/AER变量
Interest is calculated daily and paid annually on anniversary of account opening.
Can Bank of Ireland UK change the interest rate? We have the right to change the interest rate on Member Saver. The reasons we may change it are outlined in section 10 'Changes to your account' of the General Savings Terms and Conditions. If we change your interest rate to your disadvantage, we will provide you with notice in writing a minimum of 14 days before the change takes effect, as long as you have at least £100 in your account.
What would the estimated balance be after 12 months based on a £1,000 deposit? 预计12个月后的余额(12个月的利息为0.35%) £1,003.50
仅出于说明目的提供此预测,并且不考虑客户的个人情况。这些假设是基于1,000英镑的存款,在此期间没有进一步的存款或提款。
如何打开和管理我的帐户? The account is open to eligible individuals that:
  • 年龄18岁或以上,是英国居民,主要居住在英国出于税收目的
  • 是AA成员 - 这意味着您已经与AA安排了英国细分盖(不包括基本细分盖),而不是作为银行,企业或车辆制造商合作伙哈德斯ope体育下载伴计划的一部分。
  • 持有英国银行或建筑协会帐户(这将是您的链接帐户)
You can manage your account online and by phone:
  • 最低开放和运营余额100英镑
  • Maximum balance £2 million
  • 所有存款都必须来自您的链接帐户
If you wish to switch to another account, simply login and select ‘Open a new AA account’.
Can I withdraw money? Yes, you can make free withdrawals with no penalties or notice periods online (no limit) and by phone (up to £50,000 each business day). All withdrawals will be sent to your Linked Account.
Additional Information Interest is paid gross without the deduction of tax.

Download and save the摘要框

Before you apply
Have your bank or building society account details to hand – we'll link them to your AA Savings Account.

If you wish to apply as a power of attorney, please complete and return the授权书申请表给我们。

    FAQs
    How do I reset my log in details?

    If you have forgotten your 6 Digits Security Number, or locked yourself out of your accounts, please call us on0345 2660001and we will send you a new 6 Digit Security Number by post. This may take a few days to arrive in the post.

    If you have forgotten your User ID please call us on0345 2660001and we will re-confirm over the phone.


    How do I change my 6 Digit Security Number?

    Log inand select 'Manage your details' from the menu.

    From here you can change your 6 Digit Security Number. When choosing a new 6 Digit Security Number we recommend you:

    • 记住它,不要写下来
    • Don't tell anyone else what it is
    • Don't make it easy to guess, for example, your date of birth

    What is a linked account?

    To keep your money safe we will link all your AA savings to one UK Bank or Building Society account in your name(s).

    All deposits must be made from this account. We are unable to accept deposits from any other account.

    All withdrawals will be sent back to this account

    You can, of course, make internal transfers between your AA savings accounts.

    如何更改我的链接帐户?

    Log inand select 'Manage your details' from the menu.

    从这里,您可以更改您的链接帐户。

    为了获得安全性,当您更改链接帐户时,您的新链接帐户将在短时间内无法提款(我们将告诉您提出请求的确切日期)。同时,您将能够继续从现有的链接帐户中发送存款并提取到您现有的链接帐户。


    How do I pay money in?

    链接帐户的付款

    You will need your AA savings account number and sort code to hand.

    简单地use the internet/telephone banking service of the bank/building society that you hold your linked account with and set up a payment to your AA savings account.

    You can choose to make both one-off payments and set up a regular payment by standing order.

    Internal transfers

    You can make internal transfers between your AA savings accounts (excluding AA ISA products) at any time.

    简单地log in, choose the account you wish to make the internal transfer from and select 'Transfer between AA accounts'.

    How do I make a withdrawal?

    简单地log in, choose the account you wish to make the withdrawal from and select 'Withdraw to linked account'.


    When will withdrawals reach my linked account?

    This will depend on the amount of the withdrawal and when you ask us.

    最高为99,999.99英镑 - 如果您要求在工作日下午5点之前将钱取出,它opebet平台d将在下一个工作日到达您的链接帐户。如果您在下午5点至午夜之间询问,则需要两个工作日。请注意:有一个每日上限高达£50 000 if you make a withdrawal over the phone

    £100,000 or over - we use CHAPS for large payments. If we hear from you before 2pm on a business day it will reach you linked account on the same business day. After 2pm, it will arrive on the following business day.Please check your bank or building society accepts CHAPS payment before you ask to move £100,000 or more to your account


    How do I close my account?

    简单地log in并选择要关闭的帐户。根据您是否希望将截止余额发送到您的链接帐户或另一个AA储蓄帐户,请选择“撤回链接帐户”或“在AA帐户之间的转移”。

    Instead of entering a withdrawal amount on this page simply tick the 'Close this account' tickbox.


    How do I update my personal details?

    It is important we hold up-to-date and correct personal details for you.

    To update them pleaselog inand select 'Manage your details'


    Can a representative manage my account for me?

    We can accept an Enduring Power of Attorney or a Property and Financial Affairs Lasting Power of Attorney registered with the Court of Protection. This provides the authority for your representative to open and manage accounts on your behalf. We can't provide any advice about this so please contact your legal adviser. We will not normally accept any other form of third party authority.

    Both the donor and representatives will be subject to our standard account opening checks. We will also need to see an original or certified copy of the Enduring Power of Attorney or Property and Financial Affairs Lasting Power of Attorney document.

    For more information please call us on0345 2660001

    How do I notify the passing of an account holder?

    We need the personal representative of the deceased account holder to write to us at FREEPOST AA Savings and provide a certified copy of the death certificate.


    How do I make a complaint?

    If you have a complaint, you may contact Customer Care at: AA Customer Care, PO Box 3191, Bristol, BS1 9HY.

    If you are still unhappy you can write to the Financial Ombudsman Service. Making a complaint will not affect your legal rights. You can contact them by:

    Writing to:伦敦E14 9SR交换塔的金融监察员服务

    Calling:0800 023 4567(此号码的电话现在可以在手机和座机上免费)

    Emailing:[电子邮件保护]

    Visiting:www.financial-bombudsman.org.uk

    Definitions
    aaMember

    An AA Member is a customer that has arranged breakdown cover directly with the AA and not as part of a bank or vehicle manufacturer partnership program.

    AER

    AER stands for Annual Equivalent Rate, and illustrates what the interest rate would be if interest was paid and compounded once each year.

    总费率

    总费率means that we'll not deduct tax automatically from your interest. You're responsible for paying any tax due to HM Revenue and Customs.

    Linked Account

    A Linked Account is a UK bank or building society current account in your name(s) that we link to your savings account. All deposits must be made from this account, and all withdrawals will be sent back to it.

    Your savings are protected

    Financial Services Compensation Scheme (FSCS)

    Deposit protection

    Your eligible deposits with Bank of Ireland (UK) plc are protected up to a total of £85,000 by the Financial Services Compensation Scheme, the UK's deposit guarantee scheme.

    This limit is applied to the total of any deposits you have with the following: Bank of Ireland UK, Post Office Money, and savings accounts under the AA Savings brand provided by Bank of Ireland UK. Any total deposits you hold above the £85,000 limit between these brands are unlikely to be covered.

    To find out more, download the bookletHow FSCS Protects Your Money或参观FSCS

    Need some help?

    0345 266 0001

    Lines are open Monday to Friday 9am to 7pm, Saturday 9am to 2pm.

    Calls may be monitored for training and compliance purposes.

    Call now

    Rates correct as at 16 December 2020.

    * An AA Member is a customer that has arranged breakdown cover directly with the AA and not as part of a bank or vehicle manufacturer partnership program.

    Bank of Ireland (UK) plc is authorised and regulated by the Prudential Regulation Authority and the Financial Conduct Authority (FCA),金融服务Register number 512956。英国爱尔兰银行是爱尔兰银行(英国)plc的贸易名称,在英格兰和威尔士注册号为07022885,鲍尔斯大厦,伦敦EC4M 9BE面包街1号。